Attn Financial Planners: 45,000,000 borrowers need your help.

Turn those student loan borrowers in to clients.

I'll show you how to grow your firm and attract next-gen high-net worth clients with student loan planning.
Enroll in the course now!

Learn how to advise clients on student loans in just hours!

Here's what you'll learn...

  • 1

    Introduction

    • What this course is and what I want you to get out of it.

    • About the instructor

    • How to get in touch with me
  • 2

    Section 1: The Basics of Student Loans

    • The Mounting Student Loan Problem

    • Why Politicians Wont Be Forgiving Everyone's Debt

    • Types of Student Loans (Federal vs. Private)

    • Student Loan Statuses

    • Overview of Federal Loans

    • The Two Federal Student Loan Repayment Methods

    • An Overview of Income-Driven Repayment

    • How Payments Are Calculated on IDRs

    • The Difference Between PAYE and REPAYE

    • Student Loan Interest Subsidies (PAYE, REPAYE, IBR)

    • How the spouses loans are factored in

    • How Retirement Accounts Impact IDRs

    • Forgiveness, Cancellation and Discharge: what's the difference?

    • Public Service Loan Forgiveness

    • How to make FFEL loans eligible for PSLF

    • How the PSLF process gets started: completing the ECF form

    • Annual PSLF To-Do List

    • Other Forgiveness Programs

    • Taxable Forgiveness Options

    • Federal Loan Consolidation

    • The Federal Direct Consolidation Loan Process

    • Refinancing Student Loans: When you should and when you shouldn't.

    • Student Loans and Death

    • Student Loans and Disability

    • Student Loans and Bankruptcy
  • 3

    Section 2: The Student Loan Planning Process

    • Introduction to the Student Loan Planning Process

    • Step 1: Understand the goals and objectives of the client

    • Step 2: Gather the necessary information

    • Step 3: Analyzing the information (answering the right questions)

    • Is the client eligible for forgiveness?

    • Should the client consolidate their loans?

    • Should the client be on an income-driven repayment plan?

    • Should the client refinance their loans?

    • Should the client overpay on their loans?

    • Step 4: Developing a recommendation

    • Working through the framework heirarchy

    • Choosing the right IDR plan

    • Determining the best tax filing scenario (MFS vs MFJ)

    • Consider reducing AGI

    • Questions to ask before refinancing

    • Step 5: Put a plan of action in place

    • Step 6: Monitor the progress
  • 4

    Section 3: Successfully Integrating SLP In To Your Practice

    • Why you should integrate SLP in to your practice

    • Two ways to offer SLP to clients

    • How much should you charge?

    • Creating a service schedule

    • Letting younger advisors lead the program

    • Marketing the SLP service

    • It takes time! Don't give up.
  • 5

    Bonus Section: Navigating LoanBuddy

    • Adding a new client

    • Uploading the NSLDS

    • Understanding the Client Dashboard

    • Adding Client Information

    • Examining the Client's Federal Loans

    • Adding Private Loan Data

    • Overview of the Federal Calculator

    • Creating an Income Projection Timeline

    • Determine tax filing status: jointly or seperately

    • Other Tools to Know

FAQ

  • Does the course cover Public Service Loan Forgiveness (PSLF)?

    Yes, this course will teach all about PSLF and how to identify and advise clients who may be eligible for the program.

  • How long does the course take to complete?

    The goal of this course is to be a "fast track" to advising clients on student loans. You should be able to complete this course in three to four hours.

  • What if we have additional questions?

    You can e-mail me at [email protected].